Quickest Way to Make More Money

Whether they are strapped for cash, having difficulties making ends meet or want to save more money, people want to know what's the quickest way to make more money.  In my opinion, the quickest way to make more money is to make sure you aren't paying ANY fees for your normal banking needs.

• Start with your normal checking or savings accounts.  Are you paying a minimum balance fee?  Are you getting hit with overdraft fees (some are as high $39)?  Military members: are you paying ATM withdrawal fees?  If you are paying ANY fees for your normal banking needs, then you need to switch banks today.  Military members can use USAA or Wells Fargo's military accounts, or any big banks' military accounts and eliminate almost every fee.  If you frequently get hit with overdraft fees, then get overdraft protection.  "Consumer advocates say the best method is the standard overdraft protection which is offered when the checking account is opened and involves a signed agreement between the bank and the customer."
  Read more: http://www.bankrate.com/finance/investing/fdic-study-outrageous-overdraft-fees-1.aspx#ixzz2Xtm1GWhZ
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• Next, look at your credit card.  Are you paying an annual fee or any other fees?  My main audience is the military and unless you are a high-ranking general or have a side business that is doing well, none of us are making enough money to fully use the benefits of having a super credit card that has an annual fee.  Most credit cards have better services the larger the annual fees get.  I don't think many military members would fully utilize the services enough to recoup the $30 - $100 annual fee.  There are so many free credit cards through most main banks that it's just money you could get back to yourself.
• Next look at any of your investment accounts.  Unless you are managing more than $1M, then you shouldn't be paying more than $9.99 for commissions and you shouldn't be paying any normal fees within your investment account.  Almost every large bank offers investment options and TDAmeritrade and ETrade are still the top 2 investment houses for anyone to enter the stock market.

This may not apply to you and you've eliminated all your fees which is great.  If you don't do it on a regular basis, then read over your statements or online banking every six months and see if your banks have added any fees.  The usually mail your a 70-page pamphlet that's written by a lawyer to inform you about the new fee without informing you about the new fee, so it's good to check yourself frequently since banks or so shady.